{"id":69,"date":"2026-10-07T15:00:00","date_gmt":"2026-10-07T15:00:00","guid":{"rendered":"https:\/\/www.thekkhomes.com\/blog\/?p=69"},"modified":"2026-10-07T15:00:00","modified_gmt":"2026-10-07T15:00:00","slug":"mortgage-rates-arent-backing-down-yet","status":"publish","type":"post","link":"https:\/\/www.thekkhomes.com\/blog\/2026\/10\/07\/mortgage-rates-arent-backing-down-yet\/","title":{"rendered":"Mortgage Rates Aren\u2019t Backing Down Yet"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/karthikeyan-krishnakumar\/rates-baking-yet\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>As we move through the rest of the year, it looks like mortgage rates may stay close to 7%, which means affordability will continue to be a challenge for many buyers in Charlotte. Persistent inflation and the chance of another Fed rate hike are keeping borrowing costs high, and wider MBS spreads aren\u2019t helping either. For rates to come down meaningfully, we\u2019d need to see inflation ease up, long-term yields settle, and more positive signals from the Fed\u2014plus a healthier mortgage-backed securities market. As someone who guides families and investors through Charlotte\u2019s real estate landscape, I recommend using today\u2019s mortgage rates as your baseline for planning, whether you\u2019re buying, selling, or investing. If we do get some rate relief down the road, consider it an added bonus\u2014but for now, making decisions with current rates in mind will help you move forward with clarity and confidence.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>As we move through the rest of the year, it looks like mortgage rates may stay close to 7%, which means affordability will continue to be a challenge for many buyers in Charlotte. Persistent inflation and the chance of another Fed rate hike are keeping borrowing costs high, and wider MBS spreads aren\u2019t helping either. [&hellip;]<\/p>\n","protected":false},"author":409,"featured_media":70,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-69","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.thekkhomes.com\/blog\/wp-json\/wp\/v2\/posts\/69","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.thekkhomes.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.thekkhomes.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.thekkhomes.com\/blog\/wp-json\/wp\/v2\/users\/409"}],"replies":[{"embeddable":true,"href":"https:\/\/www.thekkhomes.com\/blog\/wp-json\/wp\/v2\/comments?post=69"}],"version-history":[{"count":1,"href":"https:\/\/www.thekkhomes.com\/blog\/wp-json\/wp\/v2\/posts\/69\/revisions"}],"predecessor-version":[{"id":71,"href":"https:\/\/www.thekkhomes.com\/blog\/wp-json\/wp\/v2\/posts\/69\/revisions\/71"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.thekkhomes.com\/blog\/wp-json\/wp\/v2\/media\/70"}],"wp:attachment":[{"href":"https:\/\/www.thekkhomes.com\/blog\/wp-json\/wp\/v2\/media?parent=69"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.thekkhomes.com\/blog\/wp-json\/wp\/v2\/categories?post=69"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.thekkhomes.com\/blog\/wp-json\/wp\/v2\/tags?post=69"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}