{"id":66,"date":"2026-10-05T17:00:00","date_gmt":"2026-10-05T17:00:00","guid":{"rendered":"https:\/\/www.thekkhomes.com\/blog\/?p=66"},"modified":"2026-10-05T17:00:00","modified_gmt":"2026-10-05T17:00:00","slug":"bargain-hunting-with-rates-above-7","status":"publish","type":"post","link":"https:\/\/www.thekkhomes.com\/blog\/2026\/10\/05\/bargain-hunting-with-rates-above-7\/","title":{"rendered":"Bargain Hunting With Rates Above 7%"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/karthikeyan-krishnakumar\/bargain-hunting-mortgage-remotion-videos-a922\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Navigating Charlotte\u2019s real estate market when mortgage rates sit above 7% can feel challenging, but there are strategic ways for buyers to turn these conditions to their advantage. As someone who guides families and investors through every twist of our local market, I\u2019ve seen how planning ahead makes a difference. Recent studies recommend preparing for possible rate changes\u2014think a half-point shift within 3 months, three-quarters by 6 months, and a full percentage point by a year.<\/p>\n<p>Interestingly, buyers who wait until later in the year often find more leverage: homes in early Q4 tend to be about 5% cheaper than in late Q2, with less competition and more time to negotiate. With a five-month supply on the market recently, buyers have had increased bargaining power\u2014not just on price, but also on closing costs, discount points, or even temporary rate buydowns.<\/p>\n<p>Even as the market keeps an eye on potential Fed moves and rising borrowing costs, the longer-term outlook is for inflation to cool, which could eventually bring some relief on mortgage rates. My approach is always to help clients use current trends to their advantage\u2014whether you\u2019re a first-time buyer or a seasoned investor, smart strategy and local insight can open doors to real opportunities in Charlotte.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Navigating Charlotte\u2019s real estate market when mortgage rates sit above 7% can feel challenging, but there are strategic ways for buyers to turn these conditions to their advantage. As someone who guides families and investors through every twist of our local market, I\u2019ve seen how planning ahead makes a difference. Recent studies recommend preparing for [&hellip;]<\/p>\n","protected":false},"author":409,"featured_media":67,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-66","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.thekkhomes.com\/blog\/wp-json\/wp\/v2\/posts\/66","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.thekkhomes.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.thekkhomes.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.thekkhomes.com\/blog\/wp-json\/wp\/v2\/users\/409"}],"replies":[{"embeddable":true,"href":"https:\/\/www.thekkhomes.com\/blog\/wp-json\/wp\/v2\/comments?post=66"}],"version-history":[{"count":1,"href":"https:\/\/www.thekkhomes.com\/blog\/wp-json\/wp\/v2\/posts\/66\/revisions"}],"predecessor-version":[{"id":68,"href":"https:\/\/www.thekkhomes.com\/blog\/wp-json\/wp\/v2\/posts\/66\/revisions\/68"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.thekkhomes.com\/blog\/wp-json\/wp\/v2\/media\/67"}],"wp:attachment":[{"href":"https:\/\/www.thekkhomes.com\/blog\/wp-json\/wp\/v2\/media?parent=66"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.thekkhomes.com\/blog\/wp-json\/wp\/v2\/categories?post=66"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.thekkhomes.com\/blog\/wp-json\/wp\/v2\/tags?post=66"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}